Pensions Dashboard? Not much dash. Lots of bored.

Keep your eyes on the Rudd

I’ve been getting a lot of questions recently about pensions. Not from ancient people like me, but from young freelancers starting out on their career.

This never used to happen. Savings were never on the mind of people in their 20s, fresh out of college and excited about finding work.


Posted on 05 April 2019

End to late payment problems?

Pay On Time logo

The Spring Statement by the Chancellor got rather overlooked yesterday, what with the government falling apart a bit.

It’s worth picking up on one thing though. There seems to be a concerted effort to stop companies paying late for work completed.


Posted on 14 March 2019

Have you got a tax hangover?

HMRC website

If you were one of the many people who left everything to the 31st January tax return deadline, you might now be recovering from what I call the tax hangover.

It’s caused by a mixture of adrenaline, that feeling of wooziness because you’re not quite sure if you did everything right, coupled with relief that it’s over, followed hotly by the unpleasant realisation that you have to do it all again next January.

But it doesn’t have to be like that!


Posted on 12 February 2019

Taking the sting out of 31 Jan tax deadline

Image pound sign

You might be vaguely aware that the 31st January is an important deadline for tax affairs.

In fact it’s two deadlines:


Posted on 14 January 2019

Budget 2018 – what does it mean for freelancers and self-employed?

Tax buttons on calculatorI’m writing this just as the Chancellor sits down from delivering his 2018 budget. It was heavy going, mainly because his jokes were so awful.

What he covered in the speech is only the tip of the iceberg. More detail will drip out as we trawl through the big Budget Red Book.

What I can give you here is a quick run-down of bits that might affect freelancers and self-employed folk, as he mentioned them in the House. READ MORE >

Posted on 29 October 2018