How not to be skint when freelancing

coins and note

At a recent freelancing workshop someone asked a great question. “How can I avoid being skint in winter when there’s no work?”

This simple question goes to the heart of good financial management when you’re freelancing. READ MORE >

Posted on 01 October 2018

New simplified cash flow planner for freelancers

I’ve been going through cash flow planning with sole traders now for nearly 15 years, and it’s a great way to plan how to not run out of the money.

A cash flow sheet READ MORE >

Posted on 01 October 2018

Government abandons abolition of self-employed national insurance

Well. Would you Adam and Eve it.

After 2 years of toing and froing over Class 2 national insurance, the government has announced sole traders will continue to pay it after all.READ MORE >

Posted on 10 September 2018

Tools for managing your social media

If you’ve been on one of my networking for freelancers workshops, we probably discussed how to not waste time on social media.

Don’t get me wrong. Social media can be a very good way of keeping in the loop when you’re working for yourself.

But many people talk about getting sucked into social media. They intend to check their timelines¬†for a couple of minutes, and two hours later they’re on their 20th cat video.READ MORE >

Posted on 01 August 2018

Do freelancers need a special kind of bank?

iPhone showing coconut bank website

iPhone showing Coconut Bank website

Banking is undergoing something of a quiet revolution. There are two main reasons for this:

1/ Since the financial crash of 2007/8 new banks have been encouraged to challenge the high street brands that got us into such a mess.


Posted on 26 February 2018