HMRC have snuck out a consultation a few weeks ago just as you head off on your hols. I’ve only just spotted it and big thanks to the finance journalist Iona Bain for posting about it on LinkedIn. It’s almost as if HMRC doesn’t want us to read what’s being proposed. It’s called ‘timely payments
READ MORE >Posted on 17 July 2026
This is an article I posted on LinkedIn in light of all the redundancy announcements at the moment. Feel free to add your own thoughts or advice at the bottom. 22 years ago I moved from employment to self-employment. Below are 10 things I wish I’d been told.
READ MORE >Posted on 10 July 2026
For most people I meet on my finance for freelancers courses tax is fundamentally very simple. You live in the UK and you pay tax in the UK. There is a small group who live in the UK and work in other countries as well. For most that’s simple too. If you’re resident in the
READ MORE >Posted on 07 July 2026
If you’ve been on one of my recent courses, you’ll know you have a lot of downloadable resources available to you forever. I probably gave you a link to the Course Materials page, which now no longer exists! But don’t panic. Everything has been moved to a new improved Resource Hub.
READ MORE >Posted on 03 July 2026
A quick update after announcements from the Treasury. I suppose this is good news, as a result of bad news!
READ MORE >Posted on 25 June 2026
It’s good to see the government keeping up the pace on its late payment plans this week.
READ MORE >Posted on 31 March 2026
Guest post by SA Mathieson You can edit with a typewriter or a calculator, but not both, legendary Vanity Fair editor Graydon Carter apparently used to tell his underlings.* This may be true if you work for a large organisation, but if you are a creative freelancer it helps if you can use the modern
READ MORE >Posted on 20 March 2026
Over the years I’ve learnt that hot takes on Budget day are a waste of time. The really interesting stuff for freelancers tends to be tucked away in the supporting documents. The Chancellor only really talks about half the stuff that’s relevant when she speaks in the Commons. I’ve just spent a day looking through
READ MORE >Posted on 01 December 2025
An umbrella company (or just ‘umbrella’ for short) is how a client might bring you in to work, usually on short term projects, but avoid having to put your on their payroll. Instead you will be on the payroll of another company (the umbrella company) which will treat you as their employee. They put
READ MORE >Posted on 16 October 2025
Browse all video explainers > For years I’ve been talking about the importance for freelancers of calculating the cost of your personal life and then targeting the amount of work you need to get to cover those costs.
READ MORE >Posted on 04 September 2025
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