Monthly budget calculator
Last Updated on 29 June 2026
The aim of this calculator is to give you an indication of how many days you’d need to earn per month as a freelancer to cover your monthly costs.

You input two figures:
- what you might spend per month, broken down into areas of your life
- what you’d earn (roughly) if you did a day’s work for someone as a freelancer
You can overtype a few of the text headings to make the calculator feel more real to you.
You can’t export these calculations (sorry), but you can download and keep a spreadsheet which does a similar job.
Download monthly budgeting spreadsheet here >
Remember, this calculator is very approximate. It’s designed to help you work out your own figures. It’s just an indicator.
NB: None of your data is saved as it’s all in your browser. This calculator is completely anonymous.
NB: David Thomas Media Ltd is not responsible for the content of other sites nor any financial advice provided by them.
