What’s it like when you claim Universal Credit
Last Updated on 19 September 2023
Sole trader Sarah Carless has been freelancing for 25 years. She’s a floor manager, so nothing daunts her!
Listen to her experience of applying for Universal Credit when her work dried up because of coronavirus. (See also the important note below the video.)
Recorded Wednesday 25 March 2020
Of course everyone’s experience will be slightly different, but for creative freelancers this might help you understand the process.
Important note: If you’re already on other benefits, such as Housing Benefit or JSA it might not make you better off to be on Universal Credit – in fact you could be worse off.
This is because UC replaces other benefits for new claimants, but can be calculated at a lower rate.
Other sources of useful info:
Here are a couple of websites that can help you to work out what you might be eligible for, before you go through the rigmarole of applying.
Both sites use a nifty online calculator to help work out how much you might get.
Remember that if you’re entitled to money, it’s yours.
Just because you are entitled it doesn’t take the money away from anyone else. If they’re entitled they will get it too. It’s not like the pot runs out.
Posted on 25 March 2020