If you’ve been on one of my networking for freelancers workshops, we probably discussed how to not waste time on social media.
Don’t get me wrong. Social media can be a very good way of keeping in the loop when you’re working for yourself.
But many people talk about getting sucked into social media. They intend to check their timelines for a couple of minutes, and two hours later they’re on their 20th cat video.READ MORE >
Posted on 01 August 2018

iPhone showing Coconut Bank website
Banking is undergoing something of a quiet revolution. There are two main reasons for this:
1/ Since the financial crash of 2007/8 new banks have been encouraged to challenge the high street brands that got us into such a mess.
READ MORE >
Posted on 26 February 2018
[Post Budget update: The VAT threshold will not drop from £85,000 as threatened. It looks like Chancellor Hammond was leant on by his colleagues.
However the government will READ MORE >
Posted on 06 November 2017
Hot off the presses we hear that Class 2 National Insurance will NOT be abolished in April 2018 as planned, but will continue for READ MORE >
Posted on 03 November 2017
If you’re a nervous networker you’re not alone. Most people I meet on training courses feel a bit daunted about going to a networking event or meeting lots of strangers. The good news is READ MORE >
Posted on 26 October 2017
Watching people react to change can be endlessly fascinating, particularly when the changes are announced by the tax office.
First reactions might be muted, as only the nerds have noticed. Then word gets around,READ MORE >
Posted on 30 September 2017
So HMRC have given in to the inevitable, and delayed implementing their whizzo new, cloud accounting, digital tax project.
Sole traders were READ MORE >
Posted on 14 July 2017
I’ve just noticed that Jane Ellison MP, formerly Financial Secretary to the Treasury, was taking the lead on introducing Making Tax Digital, the big HMRC project to introduce digital quarterly reporting.
Yes – that Jane Ellison. The one who lost her Battersea seat last Thursday night.
I wonder if Making Tax Digital will undergo any changes when her replacement moves in.
Posted on 12 June 2017
Anyone who’s been on our basic finance or sole trader training will know that we have a bit of fun with how income tax works.
Sole Trader tax (basically income tax) is reduced to a bathtub scenario, READ MORE >
Posted on 06 June 2017
So the government announces today that they won’t after all increase class 4 NI contributions (which only affect sole traders) until at least READ MORE >
Posted on 15 March 2017